Michigan Medicare Insurance

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Free Quotes for Michigan Medicare Insurance Plans

We help you compare rates from top rated companies.

Oakland Insurance Services makes shopping for Michigan Medicare Insurance simple and affordable. Each month, over 10,000 Michigan residents turn 65. Our goal is to make Medicare planning in Michigan as easy and low cost as possible.

As licensed independent insurance advisors, we are able to provide you with a wide choice of Michgan Medicare Insurance plans from three of Michigan's top rated insurance companies. AARP United Healthcare, Priority Health, and Blue Care Network Michigan.

Here you will find shopping tips and thinking points to help you review Michigan Medicare Insurance Plans and choose the one that is the best match for your needs and budget.

Discover how much you can save with our low cost Medigap quotes and watch a short video that helps you decide if a Medicare Supplement plan meets your needs. See savings and video here.

FAQ about Medicare and the need for Michigan Medicare Insurance

Q: What is Medicare Part A? What does it pay for and what do I pay for if I do not have a Michigan Medicare Insurance Plan or Medigap coverage?

• Medicare Part A (Hospital Insurance) - Hospital stays: Semi-private room, meals, general nursing, and other hospital services and supplies. Includes care in critical access hospitals and inpatient rehabilitation facilities. Skilled Nursing Facility Care: Semi-private room, meals, skilled nursing and rehabilitation services, and other services and supplies. Home Health Care Services: Can include part-time or intermittent skilled are and physical therapy, speech-language pathology, and occupational therapy. Hospice Care: Includes drugs, medical, and support services from a Medicare-approved hospice.

• What you may be responsible for if you do not have a Medicare Medicare Insurance plan or Medigap coverage. • Annual deductible of $1,156 • Hospital Stays from day 61-90 You pay $289 per day. • Hospital Stays from day 91-150 You pay $578 per day. • Hospital Stays from day 151+ You pay “Eligible Expenses”. • Blood – you pay for the first three pints. • Skilled Nursing Facility Care from day 21 – day 100 – You pay $144.50 per day • Skill Nursing Facility Care from day 101 and after – You pay all costs. • Emergency Care Received outside the U.S. – You pay all Costs.

Q: What is Medicare Part B? What does it pay for and what do I pay for if I do not have one of the Michigan Medicare Plans or Medigap coverage?

• Medicare Part B (Medical Insurance), including Medicare preventive services. Medical and Other Services: Doctors’ services, outpatient, medical and surgical services and supplies, diagnostics tests, durable medical equipment, and more. Clinical Laboratory Services: Blood tests, urinalysis, and some screening tests. Home Health Care Services: Can include part-time or intermittent skilled are and physical therapy, speech-language pathology, and occupational therapy. Outpatient Hospital Services: Hospital services and supplies you get as an outpatient as part of a doctor’s care. Preventive Services. Medicare Part B covers many preventive services to help you live a longer healthier life. You may have to pay a coinsurance and/or deductible for these services.

• What you may be responsible for if you do not have one of the Michigan Medicare Insurance Plans or Medigap coverage. • Annual deductible $140 • Coinsurance – Generally you pay 20% of Medicare approved expenses and 100% of expenses that are not approved. • Excess benefits – You pay 100% for all “excess benefits” as defined by Medicare. • Blood – You pay for the first three pints. • Emergency Care Received outside the U.S. – You pay all costs.

Q: What is Medicare Part D? What does it pay for and what is the penalty if I do not join a Medicare drug plan when I’m first eligible? • Medicare Part D (Medical Prescription Drug Coverage) – In general, Medicare offers prescription drug coverage (Part D) to everyone with Medicare.

This coverage is offered by private companies approved by and under contract with Medicare. To get drug coverage, you can either join a Medicare Prescription Drug Plan, which adds drug coverage to Origional Medicare and certain Medicare Advantage Plans, or you can join a Medicare Advantage Plan that includes drug coverage. Both types of plans are called “Medicare drug plans”.

• If you decide not to join a Medicare Drug Plan when you are first eligible, and you don’t have other creditable prescription drug coverage, you may pay a significant late enrollment penalty if you choose to join later.

Oakland Insurance Services offers residents of Michigan Medicare Insurance. Free Quotes from multiple Medicare Supplement insurance companies with videos to make Medicare easier to understand. Free low cost Quotes for all ages for Health, Life, Disability, Long Term Care, Auto, Home and Renters. This includes Michigan Medicare Supplement Quotes, Reviews of MI Medicare Supplement plans, Medigap rates, and Medicare Part D. Other insurance plans include Michigan Maternity Insurance and Michigan Dental Insurance. We also provide Michigan Long Term Care Insurance and Michigan Temporary Health Insurance. We are your source for Michigan Assisted Living Facilities, Michigan Nursing Homes, Michigan Senior Safety and Michigan Home Care. You will find information about Home Health Care Products and Michigan Caregivers. Oakland Insurance Services offers Michigan Medicare Insurance Supplement Plans from AARP United Healthcare, Priority Health and Blue Care Network Michigan. Michigan Health insurance quotes from United HealthOne and Blue Cross Blue Shield Michigan.