Michigan Medicare Part D

What is Michigan Medicare Part D?

It is a prescription drug option run by private insurance companies approved by and under contract with Medicare helps cover the cost of prescription drugs.

A Michigan Medicare Part D plan may help lower your prescription drug costs and help protect against higher costs in the future.

Choosing a Medicare prescription drug plan?

Make a confident decision.

Protect yourself against rising drug costs.You’re no stranger to the soaring costs of prescription drugs.But there’s something you can do to protect yourself from them.

The AARPR MedicareRx Plans, insured through UnitedHealthcare,R offer two plans with $0 deductibles and predictable copays. They could help you save while giving you the coverage you need.

Choose from two AARP MedicareRx Plans.

• AARP MedicareRx Preferred (PDP)

• AARP MedicareRx Enhanced (PDP)1

Both plans provide:• $0 annual deductible. You could start saving with yourfirst prescription

• Pharmacy Saver™ program. Offers hundreds of generic drugsfor only $2 a prescription

• Simple and predictable copays. You pay a preset amount foreach prescription, often as low as $4

• 65,000 + network pharmacies nationwide. Our networkpharmacy locations include national chains, regional and localchains, and independent neighborhood pharmacies

• National coverage goes where you go. Available in all50 states, the District of Columbia and the five U.S. territories

• Preferred Mail Service Pharmacy. Save even more on yourmedications and get them delivered right to your mailbox

• Pay the lowest price possible. During the initial coverageperiod, you pay the plan’s discounted drug costs, retailprice or the plan’s copay, whichever is lowest when you fillyour prescription

Three easy ways to pay your premium.Depending on your payment situation, you could choose to havepremiums automatically deducted from your Social Security benefitcheck, your checking account or your savings account. Couponpayment booklets are also an option.

Changes to the coverage gap.For people who normally would have paid full price for drugsin the coverage gap, help is available this year. Members ofa Medicare Part D plan will pay 50% of the price (plus thedispensing fee) for brand name drugs and 86% of the price ofgeneric drugs in the gap. And remember, the Enhanced planprovides additional coverage for Tier 1 and Tier 2 drugs in thecoverage gap.

1 Not available in AS, GU, MP, PR, VI.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact Michael Packer - Oakland Insurance Services. (248) 601-2696.

The plan we offer is insured or covered by UnitedHealthcare Insurance Company or one of its affiliates, a Medicare‑approved Part D sponsor. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll. AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. AARP and its affiliates are not insurance agencies and do not employ or endorse individual agents, brokers, producers, representatives, or advisors.

Benefits, formulary, pharmacy network, premium and/orco‑payments/co-insurance may change on January 1, 2013.

See below to contact Michael Packer for more information about Michigan Medicare Part D.

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